Earn extra income as an mCashPoint agent

Bring banking to your community and get paid for every transaction. Free to join, and you'll be ready to trade in about 30 minutes.

Smiling woman in an mCashPoint t-shirt using a smartphone

How it works

How agency banking works

  1. 1

    Join free

    Apply to become an agent manager — onboarding takes about 30 minutes.

  2. 2

    Get your POS terminal

    Collect your Pin Pad, install the app, and activate it with a code from our office.

  3. 3

    Start earning

    Offer cash withdrawals and transfers to your community and earn on every transaction.

Why choose us

Why agents choose mCashPoint

  • Free to join

    Signing up costs you nothing. No joining fee, no monthly subscription, no minimum balance to keep.

  • Instant settlement

    Your commission lands the moment a transaction completes. No end-of-day reconciliation, no waiting.

  • Round-the-clock support

    Our agent support team is on WhatsApp 24/7. Most disputes and unsuccessful transfers are sorted within 30 minutes.

  • Training and branding

    We train you on every transaction type and supply branded materials so your customers can find you easily.

Our services

What you can offer your customers

Four everyday transactions, all earning you commission. No paper rolls or extra subscriptions needed.

  • Cash withdrawals

    Customers withdraw cash from their bank accounts using their ATM card and your POS terminal.

  • Bank transfers

    Send money to any bank in Nigeria from your agent wallet — no POS terminal needed.

  • Bill payments

    Pay electricity, cable TV, water and internet bills from a single screen on the mCashPoint app.

  • Airtime and data

    Top up airtime and data for any Nigerian network — earn a small commission on each.

Become an agent

Bank partnerships

Trusted by Nigeria's banks

  • Access Bank
  • First Bank
  • GTBank
  • UBA
  • Zenith Bank
  • Stanbic IBTC
  • Fidelity Bank
  • Wema Bank

Logos to be supplied by the client. List shown is provisional — confirm before launch.

Agent testimonials

What our agents say

  • I added an mCashPoint POS to my provisions shop and the extra income covers my rent. Customers come in for transfers and end up buying things too.
    Adaeze O. Onitsha, Anambra
  • I was sceptical at first, but the support team really is on WhatsApp at all hours. The first time a transfer failed they sorted it before my customer left.
    Tunde A. Ikorodu, Lagos
  • Setup took maybe 25 minutes. By the same afternoon I'd done my first three withdrawals. The commission lands instantly — no chasing anyone for it.
    Chinedu E. Asaba, Delta

Quotes are placeholders — to be replaced with real testimonials before launch.

Ready to start earning?

Free to join and quick to set up — most agents are trading within about 30 minutes, earning commission on every transaction they process.